About Us

Our Journey

The establishment and evolution of U Realty have been driven by a profound commitment to serving our clients’ real estate needs with depth and dedication. From the outset, our primary focus has been to establish ourselves as trusted advisors, cultivating strong relationships built on trust and integrity.

Our passion lies in providing comprehensive real estate consulting services and brokerage, going beyond the surface to address the unique challenges and aspirations of each client. We thrive on being challenged, constantly seeking innovative and worry-free solutions to meet our clients’ diverse needs.

Over time, our division has evolved to become a beacon of trust and peace of mind for clients engaging in large transaction investments. Through every stage of our journey, we have remained steadfast in our mission to exceed expectations and deliver unparalleled value, cementing our position as a leader in the commercial real estate sector.

Charlotte Real Estate

It has always been hard for people with families, and especially first timers, to find and decide the perfect place for buying a home. They obviously have to keep a lot in mind when they invest in real estate, and with familial ties binding them, the price of the property is not the only thing that matters. In that case, one has to keep the factors of education, job security, recreation and social atmosphere in mind as well.

Charlotte has emerged as one of the best possible options for people who like to live laid back lives yet not very far away from the modernity of cities. The familial factors that have made Real Estate in Charlotte the perfect choice for most are as follows.

People And Society

Charlotte is a large city, and unlike all other large cities, it is a charming one. The people here are extremely kind and caring, In a nutshell, neighbors in Charlotte know each other, and help each other as well. The city offers rail and bus service to its residents so that they can travel around conveniently to colleges, schools, offices, etc, thus making Real Estate in Charlotte valuable.

Education

Standing quite high in the field of educational opportunities, Charlotte features a very rich and nourishing environment for its residents. It is home to the reputed UNCC, which offers an array of courses to its students. Located on north part of Charlotte the university offers a very suitable environment for studying. With various courses and opportunities to offer, the education scene in Charlotte continues to attract more and more people to its nest.

Recreational Opportunities

The myriad of recreational opportunities that the city offers to its residents are something that will surely remove all your doubts and lure you towards it. From adventure sports to relaxing entertainment activities, Charlotte has it all. Being nestled by the mountains and the greenery, it offers the activities like boating, hunting, fishing, photography, hiking, horse riding, canoeing, bird watching, biking and even nearby skiing and snowmobiling in the winters. For children and the lesser adventure enthusiasts, the city features a number of restaurants and cultural events that they can be a part of. Further, the art scene is alive and well. These functions as well as the excellent academic statistics and the quality of life here had made Charlotte one of the fastest growing cities in the entire USA and a prime hotspot for Real Estate in the country !

The Home Buying Process

Inspections are designed to help you understand the overall condition of a property, potentially saving you considerable time with the purchase process and hundreds or thousands of dollars in repairs. Some of the inspections which may be required or recommended by your real estate professional are:

Standard Home Inspection

The areas which may be covered include lot and grounds, roofs, exterior surfaces, garage/carport, structure, attic, basement, crawl space, electrical, heating and air conditioning systems, plumbing, fireplace/wood burning devices, and appliance condition. Remember that your inspection rights are clearly stated in the Contract For Sale and vary from jurisdiction to jurisdiction. In some cases homes can be sold “as-is” even though an inspection may take place.

Radon Inspection

Radon levels are detected and measured. The Environmental Protection Agency (EPA) estimates that between 15,000 – 22,000 deaths per year result from radon exposure, therefore they recommend that all homes be tested for radon. EPA recommends that homes containing 4.0 or more Pico Curies per liter be remedied.

Termite Inspection

A termite inspector will inspect the property for the presence of wood-destroying insects (WDI) or wood destroying organisms (WDO, i.e. fungus) and conducive conditions that exist. Inspection requirements vary by state.

Asbestos Inspection

Lab analysis will determine if asbestos fibers are present and evaluate their condition. If friable or non-friable conditions exist, buyers should seek professional assistance.

Composition Board Siding

The condition of the siding and any areas of high moisture are evaluated during this inspection. Typically, composition board siding is a paper-based product that is manufactured to replicate traditional wood siding at a fraction of the cost. Homeowners recently brought class action lawsuits against some of the larger manufacturers of this type of product. The homeowners claimed that the siding was susceptible to water penetration, which caused premature deterioration and rotting. According to the Environmental Protection Agency, some of the most commonly known manufacturers of composition board siding are Louisiana Pacific (LP), Georgia Pacific (GP), Masonite, and Weyerhaeuser.

Interest Rates

As you start shopping for a home loan, your first question of each lender will probably be “What’s your interest rate? How much are you charging?” Interest rates are usually expressed as an annual percentage of the amount borrowed. If you borrowed $120,000 at 10% interest, you’d owe interest of $12,000 for the first year. With most mortgage plans you’d pay it at the rate of $1,000 a month. You would also send in something each month to reduce the principal debt you owe – and the next month you’d owe a bit less interest.

When your grandparents bought their home (putting at least half the purchase price down, by the way), their interest rate was probably around 4 or 5%. Rates stayed the same for years at a time. Then in the years following World War II, things became more turbulent. As economic changes speeded up, rates began to change several times a year. By the l980s, lenders were setting new rates on mortgage loans as often as once a week – and they still do today. When inflation hit a high in the ’80s, some mortgage loans carried interest rates as high as 17% – and those who absolutely needed to buy, paid that much.

Rates dropped gradually through the 1990s, and by 2000 had reached their lowest rates in decades. Continuing into the millennium, home buyers appear to have the most favorable conditions for mortgage borrowing since their grandparents’ days – and without 50% down payments either.

Lead Paint Inspection

Painted surfaces of a home can be evaluated to determine the presence of lead paint. Homes that were constructed before 1978 may contain lead-based paint. Lead exposure can be harmful to young children and babies. Children with lead in their bodies can suffer from damage to the brain and nervous system, behavior and learning problems, slowed growth, hearing problems, and headaches.

On-Site Waste System (SeptiChekTM) Evaluation

SeptiChekTM is an evaluation performed by an on-site waste management professional. It involves accessing the cover of the septic tank to examine the fluid level inside the septic tank. The tank is then pumped to check the condition of the tank and its baffles. The leaching field is probed to check the level of sub-surface liquid waste (effluent). This test alerts the buyer to a wide range of potentially costly septic system repairs or failures. The SeptiChekTM evaluation provides more reliable information of potential problems than a septic dye test.

Pool/Hot Tub Inspection

Determines the overall condition and operability of a pool and/or hot tub’s equipment. Additionally, the condition of the pool deck will be inspected for deterioration and/or other noticeable defects.

Private Well Flow and Potability Inspection

Designed to determine whether or not a private well adequately supplies water to the house. Samples are sent to a lab for potability (drinkability) analysis.

Stucco Siding Inspection

There are two types of stucco siding to be aware of: cement-based “traditional” stucco and synthetic stucco. An inspection of the siding’s application according to manufacturer’s installation specifications is recommended. Synthetic stucco siding is commonly referred to as Exterior Insulated Finish System (EIFS).

In considering a home with stucco exterior, we recommend an inspection be conducted to determine the condition of the siding.
Synthetic stucco is predominately found in the Southeast but it is present in homes in other areas of the country as well.
Hidden structural damage has been documented in synthetic stucco homes in 34 states.
Moisture readings are taken to determine if the system has already experienced water intrusion.

Underground Storage Tank (UST) Inspection

The most common methods for testing a UST, typically used to store oil for heating homes, are either the soil test or vacuum test. The soil test consists of random core samples taken around the location of the tank and submitting them for lab analysis. This will determine if any product has contaminated the soil at that particular area and to what extent. The vacuum test consists of having a technician seal off and place the tank under a vacuum. Readings are periodically taken to determine whether or not the tank is losing its vacuum. With this test immediate results are available for the buyers.

Since USTs are predominately made of metal they rust and corrode over time, causing hazardous materials to contaminate soil and potentially aquifers that supply drinking water to surrounding communities.
The majority of UST problems occur in the northeastern states due to the older properties located there.
Obtaining the proper inspections for a home prior to purchase is one of the best ways to make a smart purchase decision and protect your investment. The above is not meant to be an exhaustive list of all of the types of inspections that may be necessary on a particular home, but it is meant to provide general information on some of the most common types of inspections.

Obtaining the proper inspections for a home prior to purchase is one of the best ways to make a smart purchase decision and protect your investment.

Buying A Home

Buying a home can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture.

The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. The goal of this page is to provide you with detailed information to assist you in making an intelligent and informed decision.

Remember, if you have any questions about the process, we’re only a phone call or email away!